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AD Banker Life Insurance Exam Questions and Answers
AD Banker Life Insurance Exam Questions and Answers (Insurance Companies or Carriers) provide insurance coverage by issuing particular insurance policies or contracts - Correct Answer ️️ -Insurers Independent sales organizations that provide service and distribute insurance policies to consumers - Correct Answer ️️ -Insurance Agencies are licensed individuals representing an insurance company when transacting insurance business - Correct Answer ️️ -Insurance Agents or Producer...
- Exam (elaborations)
- • 38 pages •
AD Banker Life Insurance Exam Questions and Answers (Insurance Companies or Carriers) provide insurance coverage by issuing particular insurance policies or contracts - Correct Answer ️️ -Insurers Independent sales organizations that provide service and distribute insurance policies to consumers - Correct Answer ️️ -Insurance Agencies are licensed individuals representing an insurance company when transacting insurance business - Correct Answer ️️ -Insurance Agents or Producer...
AD Banker Property & Casualty Practice Test 100% Correct Solved
AD Banker Property & Casualty Practice Test 100% Correct Solved An applicant makes a statement on the insurance application which becomes part of the contract that she has an alarm system which qualifies her for a premium discount. This statement is considered a ________. - Correct Answer ️️ -Warranty In an insurance contract, the value that each party gives the other is called the _____________. - Correct Answer ️️ -Consideration An insurer that is authorized to do business in a ...
- Exam (elaborations)
- • 14 pages •
AD Banker Property & Casualty Practice Test 100% Correct Solved An applicant makes a statement on the insurance application which becomes part of the contract that she has an alarm system which qualifies her for a premium discount. This statement is considered a ________. - Correct Answer ️️ -Warranty In an insurance contract, the value that each party gives the other is called the _____________. - Correct Answer ️️ -Consideration An insurer that is authorized to do business in a ...
AD Banker Comprehensive Final Exam Questions and Answers
AD Banker Comprehensive Final Exam Questions and Answers Dividends if declared are paid: A. Annually B. Semi-annually C. Monthly D. Quarterly - Correct Answer ️️ -A. Annually An insured dies within the time limit of an Increasing Term Rider and the beneficiary receives the face amount plus the value of all paid premiums. Which rider is attached to the policy? A. Return of Cash Value B. Term to age 100 C. Return of Premium D. Waiver of Premium - Correct Answer ️️ -C. Return o...
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- Exam (elaborations)
- • 52 pages •
AD Banker Comprehensive Final Exam Questions and Answers Dividends if declared are paid: A. Annually B. Semi-annually C. Monthly D. Quarterly - Correct Answer ️️ -A. Annually An insured dies within the time limit of an Increasing Term Rider and the beneficiary receives the face amount plus the value of all paid premiums. Which rider is attached to the policy? A. Return of Cash Value B. Term to age 100 C. Return of Premium D. Waiver of Premium - Correct Answer ️️ -C. Return o...
AD Banker - Life Insurance Exam Questions and Answers
AD Banker - Life Insurance Exam Questions and Answers Failure to repay a loan or loan interest will void a life insurance policy: - Correct Answer ️️ -If the total amount due equals or exceeds the policy's cash values An insured goes to the bank for a business start-up loan. Asking for more security, the bank agrees to accept a(n) __________ on a permanent life insurance policy owned by the customer. - Correct Answer ️️ -Collateral assignment The Insurance Code requires producers...
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- Exam (elaborations)
- • 21 pages •
AD Banker - Life Insurance Exam Questions and Answers Failure to repay a loan or loan interest will void a life insurance policy: - Correct Answer ️️ -If the total amount due equals or exceeds the policy's cash values An insured goes to the bank for a business start-up loan. Asking for more security, the bank agrees to accept a(n) __________ on a permanent life insurance policy owned by the customer. - Correct Answer ️️ -Collateral assignment The Insurance Code requires producers...
AD Banker Life and Health Exam Practice Questions and Answers
AD Banker Life and Health Exam Practice Questions and Answers The individual who controls the contract and is responsible for making payments into the contract as well as having all of the contractual rights in the policy is the owner. - Correct Answer ️️ -owner A policy that pays for injury and illness off the job only. - Correct Answer ️️ - Nonoccupational Policy *Licensed, daily (but not 24-hour) care *Supervision of R.N. or L.P.N. *Daily medical patient record - Correct Answ...
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- Exam (elaborations)
- • 45 pages •
AD Banker Life and Health Exam Practice Questions and Answers The individual who controls the contract and is responsible for making payments into the contract as well as having all of the contractual rights in the policy is the owner. - Correct Answer ️️ -owner A policy that pays for injury and illness off the job only. - Correct Answer ️️ - Nonoccupational Policy *Licensed, daily (but not 24-hour) care *Supervision of R.N. or L.P.N. *Daily medical patient record - Correct Answ...
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